Tim Manni reported today on hsh.com that mortgage rates have “bobbed” lower as of late. In fact, here are the current numbers:

  • 30-year: The overall average rate for 30-year fixed-rate mortgages (conforming, non-conforming and jumbos) decreased by eight basis points (0.08 percent) to 4.37 percent.
  • 15-year: The overall average rate for 15-year fixed-rate mortgages (conforming, non-conforming and jumbos) managed a fall of only five basis points (0.05 percent) from the prior week’s value, dropping to 3.48 percent.
  • FHA: The popular FHA-backed 30-year fixed-rate mortgage is again testing the four percent level, with a four basis point decline setting it at 4.02 percent for the week ending November 22.
  • 5/1 ARM: The overall 5/1 Hybrid ARM closed in on the three percent mark, falling by four hundredths of a percentage point (0.04 percent) to 3.02 percent for the week.

The last statement of the article however was, “Compared to early in the week [last] week, interest rates firmed up a little though Thursday and Friday, so it’s to be expected that we’ll see rates moving back up a little [this] week.”

To read the full article on current mortgage rate conditions, click here.

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